Finance Options We have a range of finance options to suit you. View more information below or get in touch to discuss with our team. Make an Enquiry

APPLY FOR FINANCE

Buying a used car can be a stressful process. that’s why we go to great lengths to help each and every customer along the way, doing all we can to help you get your hands on the perfect car for your needs and budget.

We have relationships with a range of lenders, that is why we have helped hundreds of customers secure the best finance deal. Our expertise with finance means that even if you have a poor credit rating, we can help arrange finance for you.

Fixed Interest Rate
Flexible Payment options over 24 – 60 months
No deposit required
We can take your current car as part exchange

Rates from 5.9% APR. 41.1% APR Representative. – Subject to status & affordability.

What is Hire Purchase (HP)?

Watch Our Video What is Hire Purchase (HP)?

What is Hire Purchase Car Finance?

Hire Purchase is one of the most common types of finance, you hire the vehicle and make fixed monthly repayments until you have paid off all of the agreed finance. There are no surprises at the end of your agreement such as balloon payments or mileage restrictions.

Will I get approved if I have had bad credit in the past?

We do have lenders on our panel that specialise in helping people who may have had bad credit in the past get finance.

Do I need to pay a deposit?

No, you do not have to put down a deposit for car finance.

How do I apply?

Complete the enquiry form and one of our sales agents will be in contact to proceed with your application.

How does it take to get a decision for finance?

Under 30 minutes for an initial decision for financ.

Find and finance your next vehicle through HP

Free Valuation When selling or part-exchanging, it is essential to know what your vehicle is worth in order to get the best price. Value my vehicle

Whatever your question or feedback we are here to help. So please feel free to contact us

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Company Info

352 London Road, Dunsmore Heath, Rugby, United Kingdom, CV23 9HX

Reg Office: 1st Floor Chadwick House, Birchwood Park, Warrington Rd, Warrington, WA3 6AE.

Reg. Company Number: 09821673

VAT Reg. No. 278912166

This website is the property of The World of Cars which is a trading name of Go Car Credit Ltd. The content of this website and the information contained therein informs the user of the services provided by Go Car Credit Ltd. In addition it permits the user of the website to provide personal data and information to Go Car Credit Ltd which assists us in the provision of our services. Go Car Credit Ltd Registered Address is 1st Floor Chadwick House, Birchwood Park, Warrington Rd, Warrington WA3 6AE. Go Car Credit Limited, Trading as The World of Cars, is Authorised and Regulated by the Financial Conduct Authority to perform Consumer Credit Activities, Firm Reference Number 727117. All finance is subject to status and affordability. Written Quotation on request.

The World of Cars can introduce you to a limited number of credit brokers and lenders who we work with to arrange finance on your behalf. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender or credit broker, but this does not affect the interest charged on the agreement. The amount we receive is determined by the finance provider.

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