• 02476 801100
  • 01925 696371
  • 03300 555 250
  • Specialists in Bad Credit Car Finance

    • We look at people differently
    • All circumstances considered
    • CCJs, IVAS, Defaults or Arrears
    • Help re-establish your credit
  • Been Refused Car Finance?

    • Employed, Self-employed or on Benefits
    • No deposit required
    • Fast no obligation quote for finance
    • Apply now it only takes a minute
  • Wide Range of quality used cars

    • Many makes and models available
    • Warranty and breakdown cover included
    • Part exchange accepted
    • Same day drive away available
Go Car Credit

Follow our easy steps to car finance

Apply for finance online

Apply for finance using our simple form. Whatever your credit history we could help you get into the car you want.

Apply now
Apply for Finance

Choose your car

After you have applied for your car finance you will be called and notified of your credit limit. You are then able to get to the fun part and choose your new car from our wide range of quality used cars

Apply now
Choose your Car

Drive away today!

Sign the paperwork and collect and your car and enjoy

Apply now
Drive Today

Specialists in bad Credit Car Finance

Our team are friendly and approachable and we understand that everybody's credit rating and circumstances are different. We want to help you find a car that suits your needs and is affordable. We also understand that with previous bad credit, obtaining a car loan can be a daunting task so we are on hand to help you through the car finance process.

Missed payments or arrears? Our finance provider is one of the UKs leading alternative finance companies and they are happy to consider providing finance to people who have missed payments or have a bad credit history. Making regular repayments on your outstanding finance arrangements can help improve your credit score.

At the World of Cars we offer a range of used car finance options, enabling you to purchase your car in a way that suits your personal finances. Our car finance service can give you approval within the hour. All of our car finance options are FCA approved and fully complaint with the Consumer Credit Act, so you know we are providing the best deal for you.

Welcome to The World of Cars


Here at The World Of Cars, our aim is to provide you with a quality, affordable car that you can depend on. That's why every one of our cars comes with a warranty and breakdown cover as standard.

We offer a wide range of car makes and models at multiple price levels to ensure you can get the car you want, at the right price. Don't worry if you haven't been able to secure finance elsewhere, we can provide you with a fully approved loan within the hour, with affordable monthly repayments and 0% deposit needed.

Whatever your vehicle needs, should it be a saloon for work or a people carrier for the family, The World of Cars will be able to help you find your ideal car.

Why Choose The World of Cars


If you are not sure about what you want then our knowledgeable sales team will help you choose a car based on your requirements.

We want to make searching for a used car as easy as possible for you, just use the quick search tool on our website and you will find a range of used cars that meet your needs at low prices. You can narrow the search by make, model, fuel type, transmission and price.

We have quality second hand cars to suit every type of lifestyle and financial situation, and you can be sure you're paying the lowest possible price.

49.6% APR Representative

Representative example - Total amount of credit £4750, annual interest rate 25% (fixed), charge for credit £3572.48 (£3562.48 interest charged and £10 option to purchase fee), total amount payable £8322.48, 36 monthly instalments of £231.18. 49.6% APR Representative. - Subject to status & affordability.

We Put the Customer First

Our promise to you


We pride ourselves on putting the customer experience first. There's no hard-sell or pushy salesman.

Instead, our dedicated team at our Rugby site are on hand when you need them, there to answer any questions you may have and to put you at ease when choosing your new used car.