Follow our easy steps to car finance
Apply for finance using our simple form. Whatever your credit history we could help you get into the car you want.Apply now
After you have applied for your car finance you will be called and notified of your credit limit. You are then able to get to the fun part and choose your new car from our wide range of quality used carsApply now
Specialists in bad Credit Car Finance
Please note that as from the 13th of January 2017 our Portsmouth branch has relocated to Rugby.
For all sales enquiries please contact any of our sites based at Rugby, Nottingham and Pontefract. For any other enquiries please feel free to contact our Portsmouth helpline 02392 448 695.
We apologise for any inconvenience these changes may have caused you but please be assured that The World of Cars remains committed to providing only the highest standards of customer service at all times.
Our team are friendly and approachable and we understand that everybody's credit rating and circumstances are different. We want to help you find a car that suits your needs and is affordable. We also understand that with previous bad credit, obtaining a car loan can be a daunting task so we are on hand to help you through the car finance process.
Missed payments or arrears? Our finance provider is one of the UKs leading alternative finance companies and they are happy to consider providing finance to people who have missed payments or have a bad credit history. Making regular repayments on your outstanding finance arrangements can help improve your credit score.
At the World of Cars we offer a range of used car finance options, enabling you to purchase your car in a way that suits your personal finances. Our car finance service can give you approval within the hour. All of our car finance options are FCA approved and fully complaint with the Consumer Credit Act, so you know we are providing the best deal for you.
Here at The World Of Cars, our aim is to provide you with a quality, affordable car that you can depend on. That's why every one of our cars comes with a warranty and breakdown cover as standard.
We offer a wide range of car makes and models at multiple price levels to ensure you can get the car you want, at the right price. Don't worry if you haven't been able to secure finance elsewhere, we can provide you with a fully approved loan within the hour, with affordable monthly repayments and 0% deposit needed.
Whatever your vehicle needs, should it be a saloon for work or a people carrier for the family, with locations in Nottingham, the Pontefract and Rugby, and more coming soon, The World of Cars will be able to help you find your ideal car.
If you are not sure about what you want then our knowledgeable sales team will help you choose a car based on your requirements.
We want to make searching for a used car as easy as possible for you, just use the quick search tool on our website and you will find a range of used cars that meet your needs at low prices. You can narrow the search by make, model, fuel type, transmission and price.
We have quality second hand cars to suit every type of lifestyle and financial situation, and you can be sure you're paying the lowest possible price.
49.6% Representative APR
Representative example - Vehicle price £5600.00, annual interest rate 25%, charge for credit £4200.00 (inc. option to purchase fee of £10.00), total amount payable £9810.00, 36 monthly instalments £272.50. Representative APR 49.6% - subject to status.